I have 9 loans currently so looking to do a conventional loan on my next depending on that process.

Due to the creativity of the deal conventional funding is not an option.

Do you need license like you need to become a conventional loan broker aka originator (I happen to be one, licensed in NY and NJ).

The people who write it are backend programmers, their is no user interface or anything, it is a raw portal, All systems with an API are like this and they are very convent if you have someone who knows how to use them.

Conventional 20% down.

Since you have work history, if you get a job with salary income and a credit score above 640 (680 realistically), a conventional cashout refi is within reach as soon as you reach those metrics.

Take that money (it's all tax free) and use some to buy a small multi-family using conventional or FHA financing. 

Conventional How did you add value to the deal?

I don't think those are bad things and sometimes the personal decision for your ideal life outweighs the "conventional hold forever" decision.You have options, that's the best place you can be.

That means, no conventional loans, bank loans, DSCR loans.