That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

I am looking into a company right now that does rent guarantee insurance and also does in lieu of deposit will issue a bond that the tenant basically gets charged a monthly fee for.

If the value of the furnishings exceed the limit for felony charge vs petty theft you should definitely go up the chain of command.

Account Closed said, income and assets are the only "hassle" with a conventional loan.

The f/f residential conventional rules indicate a quad with ADU does not qualify.  

Conventional Financing How did you add value to the deal?

You’re not using a PM, AND you’re assuming you can charge a service animal a deposit and pet rent?

They also know about real estate so less likely to charge you extra fees to get an appraisal or BPO because they can estimate the value themselves.

The PM said they don't up-charge, but most repairs and expenses were ridiculously high.

If you asked me to run a ton of properties, I would still be happy to do it, I may just charge a service fee at some point.