A lot of MTR investors use PMs but a lot also self manage as it is not nearly as time consuming as an STR.

This negative position can consume years of cash flow to recover.

Make it clear that you’re prepared to go to court, potentially jeopardize his license, or report him to consumer protection services—or at least make it clear you’re considering these steps.

The "DTI" is generally used in consumer loans (like a mortgage for a house) and "DSCR" are used with commercial loans.

Density is coming to the area which will bring foot traffic and potential consumers to make the commercial spaces on the ground floor worth owning.

Most businesses cannot pass the cost to the consumer anymore, because with costs even as is the demand has not been met.This has hit down to the employees, and their consumer spending.

Catherine id highly recommend spending a full day or two consuming youtube videos that specifically go into detail about this process, theres so much to teach and writing this whole thing out would literally be a whole book.

I've also thought about direct contact, such as door to door or cold calling, but door to door is very time consuming and doesn't have the promise of meeting the actual owner of the property, and I still haven't figured out how to get phone lists of potential leads.

Also hearing better than market results from those who are self managing as consumers continue to buck excessive fees by seeking to book direct.  

As you said, they show up, answer questions about the local market, provide useful data when needed, and just are a general value add to the forums.I think it's fair for consumers to take what an agent says about the market with a grain of salt, but over time, their reputation for giving good info without the smarm wins.