Which do you think will be more competitive, buying from wholesalers or your own referrals?

Why did you go with Monday over the competition?  

I understand the rate is competitive on the assumable, but having $300k liquid, you might as well do a lower downpayment and Buy down the rate. 

I recognize not everyone gets this but my margin is wsj prime plus 0.5% which currently is a high 8.5% (8% + 0.5%) but fairly recently was competitive with mortgage rates.  

The community is also a wonderful place where we help each other win - along with some healthy competition.

I base my rents on the condition of the unit and the competition. 

Sounds like you have thought out a lot of this, but maybe also hold a competition with a cash prize at your closest architectural and design school.Can you build it cheaper than someone like this?  

Many nationwide lenders can fund deals regardless of location and often have competitive terms.

You could focus on entering smaller or less competitive markets where your capital goes further, such as investing in affordable multifamily properties or cash-flowing rentals out of state.

For larger projects, it’s reasonable to ask for multiple quotes to keep costs competitive and ensure you’re getting fair pricing.