Every lender has guidelines; that’s why it’s important to perform due diligence with lenders, just as they do with borrowers. 

For example how many units in your comparable are classic vs Platinum. 

They offer an all in one policy, and also had a great rate compared to the others.

But even if you want to do large deals, you need comparable reps.Technology has made it easy to "analyze" deals.

Since you can't control the sale price, you basically have a $4k cushion to your reno costs, or otherwise you lose money compared to the as-is scenario.

With down payments as low as 5-10%, plus low property taxes compared to the U.S., investing in German real estate is more accessible than you might think.If you’ve ever thought about owning property overseas but felt intimidated, stay tuned.

With 40-60K in equity you could explore selling to reinvest but it depends on what deals are out there compared to yours

That would show you exactly what they are each looking at to compare your property

Cost of Borrowing: Compare the interest rates and fees associated with a HELOC or cash-out refinance to the hard money loans you’ve been using.

Who was the lender?