The key is to combine the two!

Now we are only saving $33,762.99 in interest (43.5%) and we have combined monthly payments of $632.41 + $304.16 = $936.57   Note:  I must presuming there is some assumption about the characteristics of the LoC or  how/when/if it gets repaid which I missed earlier in the thread ... otherwise ....     

The combined revenue as LTRs, however, would be about $3000/month.

My years of Y Combinator meeting, pitched LP agreements etc. have helped me hone my BS meter, kitchy IG accounts n SM mean absolutely nothing.Also 250k houses really set off my BS meter.Shiloh you had a great opportunity to garner interest and engagement

As the portfolio grows, we’ll be able to implement gradual, strategic adjustments to rental rates, particularly for tenants in need, without undermining the overall financial health of the endowment.Phased Returns for Investors:Investors will be repaid through a combination of rental income and profits from other high-yield activities, such as property flips, during the early phases of the project.

If you're going to owner occupy and and want to benefit from some rental income then I'd go for it, but if you're looking for some combination of appreciation and cash flow there are better places to put your cash.

The more affordable price points, combined with a steady rental market, provide some peace of mind.

So there might be ways for you to find more money to combine with your 80k to pay cash for a decent cash flowing SFR.

The list is a combination of private and public data. 

A laundromat is certainly much easier to sell than a bakery or a real estate brokerage...The real magic happens when you combine both (biz and REI), one to generate cash, the other to invest, grow and tax shelter.