http://www.biggerpockets.com/statstake that influence point exploiter(s) :) I'm sure this won't go untested but at least for now, I reign champion.

Originally posted by @Joshua Lawrence:@Rob K ,Thanks for the HUD info in Michigan.

The U.S. will raise the benchmark interest rate.†~~~~~~~~~~~~~~Jan. 18 (Bloomberg) -- Barack Obama will focus more on helping consumers, local governments and businesses than banks as his administration deploys the second half of the $700 billion rescue fund, said Lawrence Summers, the president- elect’s top economic adviser. “The focus isn’t going to be on the needs of banks; it’s going to be on the needs of the economy for credit,†Summers said on CBS’s “Face the Nation†program.

Quote from @Alice Lawrence: Zillow has a great Walk-through form for move in and move out.  

Man, it was amazing, you're truly a champion of strong will.

This isn’t an ordinary seminar .This is the key for you young people on the west coast fresh out of college Who don’t have any savings, any income ,and  no marketable skills aside  from regional beer pong champion.

A lot of the homes in certain areas (Lawrence Twp, Little Flower, Irvington, Bean Creek, Christian Park, etc.) are being listed for a premium (i.e. $60k, $70k) with plenty of work left to be done to them when resale history shows the most you'd get is maybe $80k or $85k. 

@Lawrence Eiseman There are many factors to consider: Are you buying the land to hold, flip, lease or build also what's you're risk tolerance.

@Lawrence Henkel III I have never done a BRRR but I like math. rehab period $0 income.

Lawrence,With your credit score, for a low down payment program you should be looking at a conventional 97% LTV program, preferably either HomeReady or Home Possible as they have better mortgage insurance rates as well as interest rates.