When i ask my property manager about it the response is that i must talk to rates department. rates department blows smoke and tells you they cant control airbnbBut wait there's more! 

But just generically speaking, STR returns are almost almost always going to blow the LTR returns out of the water for lakefront cabins in Minnesota.For financing, the two options that come to mind would be a 10% down second/vacation home loan, or a DSCR loan at 20%+ down. 

Understood that DIYing something that I don't do and saving $7 per month (that I'm charging the buyer for anyways) could blow up in my face if there are unforseen results in this process.   

You better hope they don't blow through the property liability coverage.

Nah,  we wouldn’t be interested in playing the primary residence shell game.I like the “be the bank” idea and we have done that with other properties in the past but it always blows up over time.  

I know 1M seems like a whole lot of money, but you can blow through 1M pretty fast.  

The best advice he gave me was ,  If you can throw 10 grand in the air and let it blow away and it wont affect your life , thats money you invest . if you cant afford to lose it , dont invest it .

So while you blow smoke and mirrors and a bunch of virtual baloney I’m sharing about what’s really taking place on the ground in Detroit.

Tell them it's for hookers and blow, and they'll approve the heloc.Tell them it's to invest the money, and they'll deny it.That's not a joke, it's the truth.

This really blows.