Fannie/Freddie both allow up to 90% financing. https://singlefamily.fanniemae.com/media/20786/displayHOWEVER, the  loan level pricing adjustments are HUGE on these loans: So, the rate and costs will be very high. 

Unfortunately there is a rate adjustment adjustment between 75% and 80% ltv on almost any product.

Adjusting for it allowed him to realize his property’s ROI was still positive but not as high as initially hoped.

Explore ways to optimize the current cash flow, such as adjusting rents or reconfiguring the property?

They looked at over 50 houses before they found one they liked and didn’t require to many technical adjustments to meet bank specs.  

Very few analyze the ROI of their efforts and adjust their strategy of achieving their goals at each meeting.

Many banks handling tax escrow accounts for mortgages have mistakenly thought there was one tax due twice/year or totally missed one of the taxes.Investors should research the SEV and the Non-Homestead property tax millage rates to project what the property taxes will be after adjustment.

I understand some of the issues and I believe those can be adjusted to be sure we are not penalizing some of the small investors.

The key is to be ready, wait for the right property, and adjust your offer based on the strategy you want to deploy.The time of year is less important than the property itself.

this is my first ever mortgage and I've never had to pay rent so this is definitely going to be an adjustment for me, but I've been wanting to do this for the last 4-5 years now and i figured the best way to get into it is to jump right in!