There have been numerous academic studies that show that the large proportion of one's returns are determined by ASSET ALLOCATION.

Trust me, I am never blindly in support of any academic study.

I enjoy a good academic discussion on the nuances of the Internal Revenue Code. 

Its a fun academic debate to compare various asset classes against each other and debate the merits of each. 

Has there been a peer reviewed academic study showing pit bull breeds are more dangerous?

At the very least, be with someone who is willing to learn along with you.Debt, in the real world, the world that those who have never know deprivation or poverty do not live in and treat as an academic puzzle to be solved, not a trial to be lived through, is bad news.

At larger universities, many of the academic departments have a coordinator for incoming doctoral students to help them find housing--connect with that person, and you might be able to tap into a source of tenants...Good luck out there!

IMO, it is an academic conversation which can be put to rest by the real world.

Most people are surprised when they are told I have good grades because I go out a lot and am very talkative and friendly, not your stereotypical 4.0 no life academic with zero social skills. 

Students are on an academic calendar, and I always secure my students/tenants during the month of February for a June-June rental.