This is in FL and the lease says "We will not be liable for any damages, loss, or injury to persons or property occurring within your dwelling or upon the premises.

This is rare but may occur with notes originated with private parties.  2 - the lender gives his blessing to the assumption of the note.  

I find this is more likely to occur when they are paying the utilities.  

We do not have much seasonality, but do have some minor peaks that occur in Fall during football season and Spring for University related travel. 

Also the investor  who makes a conscientious effort to do these items is in most cases more prepared for when the liability event does occur. 

This holistic view can also help prevent gaps in coverage or unnecessary overlaps.Easier Claims ProcessWhen a loss occurs, dealing with one insurer can make the claims process faster and more straightforward.

Problem is mate nobody is willing to make that sacrifice.That's why we have a job lolI moved from Australia to the US in 2012 to follow my real estate dreams.Folks have been born and bread here and still many don't want to do the work and would rather complain and blame me for any issues that occur from a turnkey investment standpoint ehhh 🤷‍♂️

Assignment fees tend to be higher maybe $10k and only occur if closed.In that case, you'll get cut out unless you have an investor you really, really trust.

It got so bad that 76% of all U.S. homeowner lawsuits against insurers occurred in Florida.

Every time a technology shift happens, and evolution occurs, an efficiency breakthrough happens, a SHIFT occurs, things change.