Does applying credit line secure with house require submission of 2 yrs income documents?

Rich,I suggest uploading the scans to the BiggerPockets File Place; here are links:http://www.biggerpockets.com/forums/25/topics/64756-bp-update-6-1-the-biggerpockets-file-vault-is-now-live-http://www.biggerpockets.com/forums/25/topics/65654-biggerpocket-fileplace-getting-your-reviews-of-filesOnce they are uploaded, we can discuss how to create a link to the file place so that users can browse the submissions.

Time for submission and response is tight so know what the standard real estate contract says about this.

Further, I in now way implied agents have anything to do with the bidding system,  that they see anything other than what the public sees,  nor do they have any influence over the bids,  other than submitting them in the time frame required for submission.  

With the app submission, I asked the lender to send me his credentials for my verification while the application processed.

Great information, I have personally try to find a submission myself I want surprised at how many things did not support HELOC properties.

Photo ID is provided at submission and the photo matches the person handing it to me, and the information from the ID matches what is reported on the application.

If you understand how the back end functions, you will approach your submission way differently. 

Provide the letter as part of your short sale submission.

What a strong start to the video submissions.