I just learned that builders risk and liability insurance coverage can cease once a CO is issued for a new build.

.$140k offer8% interest rate20% down8% management fee5% vacancy5% maintenance 5% cap exI haven't gotten insurance costs yet but it's been suggested that I plan for $2k per year. 

Steady Growth – Home to Ohio State University (the largest college in the U.S.) and major Fortune 500 companies like Cardinal Health, Nationwide Insurance, and L Brands, Columbus attracts a steady influx of students, professionals, and job seekers every year.Strong Rental Market – With a growing population and a high demand for housing, rental properties are in constant demand, making it a prime market for investors.Affordable Prices – Unlike other hot markets, Columbus still offers below-national-average home prices (around $275,000 median), giving investors a chance to buy in before prices climb even higher.

Looking my insurance policy it mentions that I can opt for settlement under Actual Cash Value vs Replacement Cost. 

Rents increases are not standardized and should be kept within the realm of market rents.

Almost all mortgage loans these days have Due on Sale clauses, so it comes down to A) whether they find out (usually from changes in the insurance policy), and B) whether they choose to call the loan.

Insurance is $300 a year.

I’m wondering on the process of getting things in order to rehab the house through insurance and put it up for sale.

Insurance liability, I personally know 2 families that lost their children in home pools.

I know I can get an insurance plan, but is it worth the headache?