Cash out Refi w/wo co-borrowing with my sister for 75-80% LTV and use remainder after note is paid off for ADU.

Lovely couple and her sister living in House . great tenants . sister says she might move back to Florida one day and refuses to sign the lease renwal along with the others. 

Maria I wanted to add a bit more context to the discussion.

My sister started a property management company but don’t have the knowledge of what to do.

Quote from @Maria M.: Quote from @Ray Hage: Hi there, you'll need a Spanish speaking friend to help you translate and have a phone call with them.

hello, my name is benjamin and I am 22 years old.Ive always wanted to get started in real state, and I’ve been saving for an investment property and get started.The problem for me comes now when my family wants to buy a home, and be owned by all of us (sister,brother,parents and me).

Yes, I worked with Rachel Monzello from the Tampa HomeGroup (John and Maria Hoffman).

My sister and parents in Denton, Denton County have seen their property taxes go up 20%, 40% and 50% the past three years.

I've drawn the new build for an owner-occupant to have a single family home but with the option of having a "tenant"/roommate or family member (perhaps in-laws, or elderly parent/grandparent, or a brother/sister, who wants private, separate living space, etc.) living in their own space with their own separate utilities.

After she died my sister gets an old trust from my step dad's saying she my sister gets his half of the apartments and that means we split the other half of my mom's equally.