Interesting that your market is slowing, but Chris's market is doing well around Orlando.Jacksonville hasn’t been building as many total units as Orlando, but Jacksonville has been top 10 in the nation for building new housing units as a percentage of current stock.

Are you aware that a percentage of rent on additional units of MF can be used as income to qualify for the loan? 

.- get into real estate with a lower rate and lesser percentage down payment.

This may be what a small percentage of experienced investors or introverts want, but it is not what most buyers want and it is certainly not in the best interest of the public.

Divide the cost of a cup of coffee into 9k ( one coin) and that equals the bitcoin percentage cost for a cup.

Like they say.. it’s better to have small percentage of a deal than no deal at all

Deduct NEW property taxes after you buyDeduct home insurance costsDeduct maintenance percentage, typically 10%Deduct vacancy+tenant nonperformance percentage(we recommend 5% for Class A, 10% Class B, 20% Class C, good luck with Class D)Deduct whatever dollar/percentage of cashflow you wantNow, what you have left over is the amount for debt service.Enter it into a mortgage calculator, with current interest rate for an investment property, to determine your maximum mortgage amount.Divide the mortgage amount by either 75% or 80%, depending on the required down payment percentage - this is your tentative price to offer.If the property needs repairs, you'll want to deduct 110%-120% of the estimated repairs from this amount.Be sure to also research the ARV and make sure it's 10-20% higher than your tentative purchase price.As long as the ARV checks out, this is the purchase price to offer.It is probably significantly below the asking price.

- get into real estate with a lower rate and lesser percentage down payment.

I would ask what their commission percentage is, how much training they provide, if they require you to be in the office, and how much their agents make on average. 

Their fees are giving me a little pause since they charge a percentage of the amount in the account and additional fees for each transaction.