They don't cook, go out to shop or engage in personal contact with others so there is very little in the way of necessities.

Good evening BP, I was writing up the agreement for my future Contract Assignments and came across the possible necessity of an escrow agent.

Necessity is the mother of invention, I wish I had done this sooner. 

Entrepreneurship is the coming thing, by necessity.

@Andy Bettag Between the two, I'd say it's more important to find a tax preparer in the state where you live, though this is less of a necessity in this day and age.

From what I can tell, you have the option of using them either as your home inspector or in addition to your inspector to verify the necessity of improvements for the 203k loan (you have to use one) - https://entp.hud.gov/idapp/html/f17cnsltdata.cfmFor regular 203k loans, there is a minimum of $5,000 in repairs to add to the mortgage of the house.

@Daniel Moctezuma Is the payoff letter a necessity?

Here's the thing I'll say:Appreciation is not an added bonus - it's an absolute necessity if you want to make the investment work. 

Worst case scenario the previous owner used to own both properties before the one further back was seized, so I'm pretty confident under existing precedent that the courts would grant me easement under unity of title and necessity.  

I've just never dealt with cashing in on title insurance before, so I don't understand its full power or necessity.