I'm a 21 year old college student at Utah State University.

Loan Programs: Conventional loans (>$7.5M), small balance loans (<$7.5M), lease up / near-stabilization loans, 2ndlien supplemental loans, student housing, seniors housing, MHC, green financing, etc.2.

If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

You can have some student housing, regular long-term rentals, and even some STRs if you choose.

The policy consideration behind the higher leveraged loans is to provide financing for individuals who have high earning potential and are at the start of their career where the earning potential has not yet materialized and perhaps are dealing with the added burden of student loans.

I currently have two triplexes near Marywood University so majority of my tenants have been students. 

My least favorite thing about the student rentals are not the students.

Invest and give generouslyHe's not going to advise people to invest in real estate with leverage because his audience is full of people up to their eyeballs in credit card debt, student loans, car payments, etc.

When it comes to property management, I’m hoping to take a passive approach and outsource most of the work, given that I am a university student.

You can also rent to college students.