You want your agent to test the waters gently with the COVID discount and see if the seller is ready to do something.

Gently ask the tenant to provide evidence of being laid off, collecting unemployment, etc.

My point was simply that businesses like bars, nail shops, massage therapists and similar have been forced to close.

Buy a moderate home, house hack live rent free 4) Get a massage (in a hypothetical world there is no virus)

But, assuming owner financing isn't an option, I think the best scenario is to "gently" feel out the lender and see if the points can be waived, while continuing to make the interest payments.

I want to be a damn filthy douchebag that calls good hard working people "the help", travel the world, eat crablegs 24 hours/day and have 5 petite humans massage each of my extremities all at the same time while the sound of waves are crashing onto he sand, DAMNIT.I see people owning 300 doors, 900 doors, 3000 doors.Come on admit it... owning 1000 doors is NOT NORMAL.

I have a name for you @Nathan Cross  Please send me a private massage.

I'd gently recommend to your tax preparer that they review that concept.  

They were called due in the last downturn, so are not cuddly gentle creatures...but have a bite.

They are also the things I massage to make the deal work.