If you have any more questions, feel free to DM me.

Feel free to inquire about their staff qualifications if it's a larger organization.2.

Free accommodation is nice.  

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

The agent works "for free" until the house sells, so taking them out of the deal is theft, and immoral."

He even chatted with me through this forum (Bigger Pockets) and was very encouraging that you can even do it just with free stuff out there.  

Hey @Alex Moazeni, feel free to PM me.

I feel confidant that your knowledge and expertise will bring you much success in your market.  

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

Feel free to reach out if you have any other questions!