There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

My business partner is able to issue IUL.

If you really want one then I would have one drafted by an attorney to make sure you are square on all issues, liabilities, scheduling etc.  

The PM is slacking and poorly addressing tenant issues. 

I also wouldn't touch hilltop with a 10' pole. struggled. old homes, over budget renovations, lots of issues. realtors push people here since it's the only place cheap houses close to downtown can be good but homes are 1900-1920.

It is certainly beneficial to have someone local that you can call on for these emergency issues but don't see it necessary to have a full time PM in my opinion.

We use an emr known as synkwise to document patient and business related issues such as compliance issues and certifications for our caregivers.

Account ClosedIf there are maintenance concerns that's an entirely different issue.

Will having money fix that issue?

Let your criteria do the filtering for you.Regarding retention and renewals, the only time I have asked people to leave is when they have had rent payment issues and/or damaged the property.