Hey everyone,I’ve been working in real estate for a little bit now, and like many of you, I’ve found that two big challenges keep coming up:Finding distressed or off-market properties before they get picked up by others.The time-consuming process of property analysis—especially when trying to figure out ROI, ARV, or repair costs quickly.I’m curious how you all are dealing with these issues.

The thing I would be worried about is that these two properties will consume your entire life, you will have to overspend on both, you will overdo it on both because of the attachment and will end up with properties that are worth way more to you (emotionally) than to the open market.Your area has starkly rising insurance costs because of fires and the property in Carlsbad being near the water now has strong flood risk so your insurance and holding costs are going to keep going up and up which may hold down the overall value.

Traditional Sales are too costly and time consuming. 4.

Diversifying your risk across multiple carriers can provide a buffer against this kind of exposure.Transition Time Cost and ChallengesThe process of transitioning from multiple carriers to one program can be complex and time-consuming.

The former provides a much lower return on equity but is simpler and easy to achieve over the long run.The latter is much more time consuming and risky, but provides high returns and a lot of tax advantages. 

That fee would be clearly stated in the lease.I would contact the Consumer Affairs department at the Texas AG office.

99.9% of lenders will not take a consumer ordered appraisal. 

September “headline” CPI (Consumer Price Index = inflation for you and me) eased to +2.4% YoY (from +2.5% YoY in August), but “core” CPI ROSE to +3.3% YoY (from +3.2% YoY in August).

I filed a consumer complaint with the FTC about 4 months ago and haven't heard a response.

VERY VERY time consuming.