So in his mind you need to put high end finishes in a duplex versus basic finishes in a detached single family, but then this becomes an apples to oranges comparison.The only real way to know is to have plans drawn up and get actual bids based on those plans.  

All free on iOS or Android.

There are also many significant businesses coming to the area or expanding, including TSMC, Intel, Amazon, Apple, etc. 

Hard money to purchase the property and fund the rehab.Kiavi10%-15%12 month I/O

You are comparing buying a primary residence vs investing and this is an apples to oranges comparison.

Most HML are interest only, so the payment may not significantly different between IO payments and DSCR,

(this is for all 2022 buyers, needing to sell).This is why in the other thread when people say amass cash then buy on the fall, I mean that happened in the GR it's totally apples to oranges here.

It's a jack of all trades here with little to no trade offs/cons when comparing apples to apples to other large STR markets.The key to success here though comes in the knowledge and execution.

Its hard to compare the RE industry there to the US.. its really apples and Oranges of how they operate.

As for an ARM or IO, if you plan on holding for a long time a 30 year fixed amortized loan at similar if not better rates then you are quoting might make more sense.