I am not familiar with Industry, so can't speak to specifics. 

Just a note- closets is a matter of the real estate industry and that people prefer a closet in a bedroom.

I also resonate with your comment that sustainability is good perspective for our industry.

DSCR loans/lenders should uniformly take the lower of actual or in-place as a pretty firm industry standard underwriting guideline. 

We have a saying in Mexico that goes: "Pueblo chico infierno grande" (small town big inferno) we all know each other in the real estate industry so I take my reputation very seriously.Correct realtors make commissions, as well as developers make a profit from the sale of the properties.I am all up for respecting, helping each other, and providing valuable information to readers, today is my wedding anniversary and my wife is going to kill me if I spend another hour writing in this forum lol. 

Roosevelt: “The best customer of American industry is the well paid worker.”

When I was working in the corporate industry, I began investing in real estate.

It's relatively affordable, strong tech and industrial job growth, landlord friendly, low property taxes, and not state income tax. 

Some lenders may require a stable work history to approve a mortgage, so be sure to discuss your options with a mortgage broker or lender.Network and Seek Guidance: Connect with experienced real estate investors, join local real estate meetups or forums, and seek guidance from professionals in the industry.

It is still too early to see the full extent of this damage, but I have a feeling there will be much more pain in the crypto industry in the near-term.