Is that 25% down on the total construction costs when you choose to break-ground? 

What is the best overall water metering company you have found when it comes to ease of installation, reliability, and the cost of the equipment and monitoring?

Will you not renew them and suffer all of the vacancy/turnover costs?

It might be one of those positive sunk costs to increase the value when financing.

I would call your local governing body and get their feedback because that can be another cost for you...

Keeping a 2.99% rate sounds great, but it may be costing you thousands of dollars if you are in the double digits with your other outstanding debts.

Could you get another tenant in the third bedroom to really bring down your cost of living?

I do not see a need for extra cost or tech not all of your guests will appreciate (i.e. older generations).

It has sat empty for the last 20 years but the current owners have completely gutted it, have bids from contractors they're willing to share, cost estimates etc. and have had lots of inspections done and so much pre-work with the city and county to figure out what they can and can't do, so a solid plan is already in place.

Here are some of my takeaways from your budget:Operating Costs: Your STR management fee of 20% is high.