Are there any issues to giving two or more lenders the go ahead to underwrite a loan proposal simultaneously?

https://www.wlky.com/article/p...

Is this legal under current legislation? 

To make the home-buying process less stressful, it’s a good idea to keep a few months of reverses of your proposed mortgage payments.How much money do you think is a safe amount to have before closing on a home?

I'm not concerned with the current LTV, the proposed CLTV, any market adjustments, the property's current value, etc. 

If your bank is at 25%, then you can go to a seller with the proposal of giving them 75% of purchase price upfront, then the other 25% at a refinance or later date.

I think FHA is really my only option that I know of because of my proposed DTI. 

Voters complain to legislators. 

If you do more than one a year, I propose getting a license and do one a month!

but for sure the threat of legislation capping rent increases on vacant units would have me doing 1-5% increases every single year.