BTW, my local eXp office all went to Real.

They probably didn't have a listing agreement with the seller.This is something I can report to Ca Department of Real Estate, and AG office.

The reason for the seeming imbalance is that there are branches of the city’s Department of Investigation and the Housing Authority that police the theft of government housing funds.

The person I connect via email is Jeff, whose signature also says he's Chief Executive / Loan Officer.

What people dont realize is that how fast these AI thing create turbulences in tech industry and creating the mass layoffs of 2023 ; while at the same time reducing the office needs as well.Google just decided not to expand new office in north bayshore in palo alto because they're the first company threatened by AI and has to layoff people. 

There are IRS tests determining who is a 1099 vs W2 and then you have your state specific Department of Workers Comp that will have their own definitions of who is an employee and when you would be required to carry Work Comp insurance.To complicate matters there are a few states where the State itself maintains a monopoly on providing Work Comp insurance and the state is the only place to buy work comp (my state is one of those so I can't even sell myself work comp insurance if I wanted to).Here is an article on the three different methodologies the IRS may use to classify someone as W2 vs 1099.https://www.everee.com/blog/irs-independent-contractor-test/If you are really in doubt call your state's work comp office and ask who they define as an employee. 

I’m looking to purchase a commercial office building that has been heavily discounted due to pcb in soil.

Depending how much you earn you can step up those savings by getting a side-hustle in any part of real estate....working for a top Real Estate office on weeknights and weekends, working for an RE Investor, working for a General Contractor and learning a few skills, etc.

Be careful calling multiple lenders because loan officers are trained to get you into an application and pull credit.

The other reason is that tax assessors may use different methodologies to value the property including revenue potential.The key items that play a role in the valuation of commercial real estate property include:Property Type: A storefront is for example taxed differently than an office building.Location: Rural regions tend to be taxed at a lower rate than urban regions.Government Spending: When there are different funding needs, it can determine how much of that revenue comes from taxes.Market Shift: When the market shifts, property values change which can lead to a change in the assessed value.Let’s talk a bit more in depth about how the commercial property values are determined.