So adjust accordingly. 

Ask them how many ghosts there are, because they're additional tenants and they'll need to adjust the rent to pay for them

I couldn't get rid of my commercial loans (on commercial property) fast enough.Shorter terms, higher rate, adjustable, callable and bothering you every year for your financials. 

Even better - they haven't been getting offers every other day from investors.In Blount county there's about 1450 homeowners; age 60-89, 20+year ownership, single family homes valued between $50 and $250,000 and the top 700 or so people with the top Financial Stability Scores (FSS) taken off.You might want to adjust your message a bit when you do your mailing.

If you adjust the numbers to more normalized percentages this property won't look as rough. 

Charlie Campanella I was in your shoes a decade ago (adjusted for inflation).

Possibly a timeline giving everyone time to adjust?

It's always best to find ARV for yourself, using recently sold properties, or comps, and adjusting those comps for features and amenities such as beds, baths, garages and pools.

I've just this year started staying at airbnb's that are not whole homes or apartments so it definitely takes some time to adjust having the homeowner around at times.

I am an independent insurance adjuster who gets hired by insurance companies to know how much a remodeling project is supposed to cost.