There were no injuries and there was moderate fire damage to one unit and moderate water damage to 3 units.  

If there's a personal injury case, landlord/tenant dispute, or an eviction case, I would much rather be in Tarrant or Collin County as opposed to Dallas if I'm a landlord.

The note above, to have torts covered, you need to make sure "personal injury" is covered.

Disabilities from employment injuries of a young age brought me to work retirement-  but living in low net worth is horrid & I miss my daughter. 

If they burn your house down, your fire insurance will go after their renter's insurance.If they do some injury and they don't have any money, maybe the injured will go after you, the landlord.

The main thing that I am looking for is flexibility because I am still recovering from my injuries but I am planning to be walking by the end of this year.You probably just need money to start your business and get advice from an attorney and\or a CPA.  

In my experience, most attorneys who work on a contingency basis typically are those who represent clients in bodily injury claims.

Landlord shall not be liable for any injuries or damages to anyone while the Tenant or their agents are performing lawn care or snow/ice removal.

If "personal injury" is an available option I would recommend it. 

Doing something when you make sure it looks good is a positive step, being careless and just jumping in to muddy waters results in neck injuries or worse. ;)Even when you make sure the numbers are good, way too many things can go wrong in a flip.