Would someone be open to share their mid-term stay agreement with me or give tips what to consider when setting up a mid-term agreement? 

I assumed it would be a little risky to do 100% using a HELOC since there's a chance I won't get to pull 100% of my investment back out after the refi part of BRRRR. 

I am looking to compare DSCR and conventional loan rates to see where I can get the best deal overall.

Is it better to diversify your portfolio in one geography, tenant base, style of property (SFH, Multifamily, Apartment).

I think the rate for 30 day delinquencies slightly fell and remains very low historically.The problem with these types of articles is they just state numbers without comparing them to what the prior numbers are.

The seller is willing to negotiate price, but I have to pay for all repairs upfront.

I've been tracing wholesalers in califonia for months, like nothing other state finding individual wholasalers in califonia is quite challenging I don't know if it's because the house prices are too high compared to other markets.

They are a little riskier due to longer selling times though (50 days on average).

It is hard to say without going through the entire underwritting process and most lenders give a range for rates and costs.

You don't have to be Muslim to use this lender, by the way.