The American Association of Private Lenders (AAPL) will be working to defeat this measure. 

Personally, I would not close / would not send any wires to a "title company" unless it was Chicago Title, First American Title or a major well known title company with a local office I could visit.Finally, are you really going to make a huge investment like this and not hire a reputable real estate attorney? 

Too many Americans get suckered into retirement accounts where the only winner is the company managing the account. 

You can hire a more in-depth search from someone like American Tracers.

I got mine through American Family.

Then you either try to or through the legal process try to force this investor to be bought out so nobody has to deal with them again.On behalf of a client, I successfully sued first American title for $140k over a property tax assessment that they missed on their title report.

Instead of going westward like many Americans did during the Frontier Age, I grabbed my investment capital and decided to go southward, venturing into the frontier market of Colombian Real Estate.

I have read a lot of personal finance books that talk a lot about reducing expenses, but I particularly like your philosophy of trying to eliminate big budget items for Americans like transportation and housing while spending more time on going out with friends.

Expenses are paid for out of my primary bank account or with my American Express card.

LInks and Info below: According to the Massachusetts General Laws Chapter 186 Section 22, A landlord may cause to be installed by a plumber licensed in the commonwealth, at the expense of such landlord, submetering equipment in the landlord’s building to measure the quantity of water provided for the exclusive use of each dwelling unit, provided that such equipment meets the standards of accuracy and testing of the American Water Works Association or a similar accredited association; and provided further, that a sub-meter is installed for each dwelling unit in the building and for the common areas of the building, so that all water used in a building is measured by both a primary meter and a sub-meter.The practice of utility billing for natural gas, trash and electricity is prohibited in the state of Massachusetts.