The only person getting rich was my loan broker.Then, I dropped my broker and switched to dealing directly with Chase Bank.

For my personal properties, I design the mortgages so that I'm just above cash flow neutral. 5% of the gross income is a good number I shoot for above neutral.

@Mike Sfera as I said originally, if it won't cash flow at 25% down, I would personally not buy it.

Have you noticed that a lot of the post talks about a person going for 2 to 3 units all the way to 50+ in a year or two?

But be very careful who you lease it to, the wrong person may run it into the ground within a year.

Unless someone here knows otherwise.Having said that, personally I'm not sure how valuable anonymity is compared to the cost of the structure ... as many have said here on BP.

I know someone who ahd a loand written at 10% from years ago and now they said a state is requesting more info on the loan because it was above usury laws and they may have to cut a check back to that person.

Some use very specific goal setting metrics, some use more general goals, there is no right answer for every person, but I am willing to bet that those that set some goals will be more successful in the upcoming year than those that do not. 

@Cheryl J McGrath  Personally I don't see why any RTO buyer would enter into an agreement  and put down money if you don't own the house yet. 

@Gary Bonds owning a few rentals is not a business at least according to my accountant, Best to attempt to qualify using your personal income.