Originally posted by @Karen F.:I

@Colleen F. I

If I can find private money, what should be my offer as far as a return on their money after a cash out re-fi?

If you can pay cash now and then re-fi later, that will help your offer stand above the rest as well.

@Bill F. I

Kauai charges $0.07/kwh more than here, and you're going to have 2 units, with tenants who aren't going to be concious of their electrical use at all. 4) Does your association cover Cable/Wi-Fi?

In terms of the commercial spots, you may want to go down the "gentry" checklist to see what's not in the area:Coffee ShopCraft Beer Place"Artisanal" Bistro - Think grassfed meat sandwiches and avocado toastFood Truck ParkCrossfit (or derivation thereof) GymBakery or CupcakeryBicycle Repair ShopHipster Hair SalonBoutique Clothing/Craft/Candle ShopShared office space with strong Wi-Fi, a keurig machine and some free weights (ala Mr.

I have an engineering degree, but it was my side hustle that propelled me to FI within a few short years.Good luck and if you have any questions you can always PM me.

It’s not truly “passive” but could be what you’re looking for and is most likely a faster path to FI with a good operator.

I am comparing myself to some of these 25-35 year old who are already FI and it’s depressing!!