We do all our banking from our front facing LLC- all operations and property management function out of that LLC for all our buildings.

(biggerpockets.com)By the way, this question is asked often and there is a search function in the upper right and I typed in "bank account" and got the following results. 

BP does not have a function to let me add a link, nor add the BP money show I was also on. 

Do a search of reviews or test each one out yourself to compare how they function.

What specifically do they say is wrong with the windows and doors that cause them to need replaced because this is a large expense and if they are not functional your inspection should show that.  

There are so many good tools and websites out there but as a newbie out of state investor I always find this that or the other functionality lacking in every tool.

Here is a link to the Calculator tools here on the site which might help with the math and a visual representation https://www.biggerpockets.com/... .

However, far to many new to investing get caught up in the need to form a team instead of finding a deal and get the ball rolling Having never been involved in any lawsuits in 30+ years is a function of doing things the right way for the most part.

So, even if your all-in costs exceed 75%, or if your lender fees eat into that equity and you only have 20% equity on the refinance . . . you were able to "purchase" this tenanted, renovated home for 5% down functionally.  

Common requirements are that there home has to have functioning roof and walls, utilities, toilets, etc.