This discussion is only about your primary residence.And that’s just half of the decision.

I purchased a 1 BR 900sqft condo in 2021 with a depreciable tax basis of ~$275k and spent most of 2021 and first half of 2022 renovating the property (new appliances, flooring, painting, furniture, bathroom renovation, new kitchen countertops, new electric heaters, insulation, fireplace/pellet stove).

This was supposed to be the easiest route I was told by Title, but it has been confusing and draining.Have any of you ever dealt with something like this or know which route and steps to take?

Your employer pays half and you pay half.

@Alex Jacobs probably House Hacking is the easiest / most efficient way to get started.Feel free to pm me if you need a lender contact. 

At present we show roughly 100 STR eligible coastal and multi family properties throughout the state of Oregon, at least half of which are active STR's and offered turn key furnished. 

On the phone he suggested doing half seller financing where he would hold the note for 15 years at ~7% interest rate.

More than half?

@Josh Shamoiliathe easiest way to 'cash flow' is... to pay all cash for a property. then you'll cash flow right out of the gate. 

Insurance companies often prey upon agents (Especially new ones) telling them only half the story to encourage them to sell as many of these "infinite banking" policies as possible and make large commissions.