Many, myself included, have advised the OP to ask for detailed clarification on how this debt was created and what the PM did to avoid its creation. 

Things moved quickly these past few months, which has resulted in the creation of an LLC (S Corp status), Real estate sales commissions, & rental income. 

Mastermind will focus on all areas of life:- Finances (1M+ net worth self made, similar to GoBundance)- Business/Career- Marriage & Family- Physical Health & Fitness- Faith (does not have to be Christian, but some type of faith that grounds you)- Fun/Recreation/Adventure- Contribution/philanthropyProposed structure (TBD based on group discussion/confirmation):- weekly 30-60 min video chat: round the horn updates on goals, projects, AIs, etc; Q&A- quarterly 1-2 hour session focused on quarterly goal creation/sharing (12 week year style of goals)- annually attend a conference together: BPCon, FinCon, Tony Robbins, etc (aim for 1 per year, see how that goes)- accountability group, idea brainstorming team, friendship, camaraderie, personal growth- if the group vibes, consider an annual social adventure trip (vacation, backpacking, rafting, surfing, etc; with or without family TBD)Rules:- no bull, commitment, follow through, go getters, make it happen, be there for each other- leverage your strengths to build others in the group up, place that you go to give (not just receive)- transparency, authenticity: full financial picture, challenges, strengths, weaknesses, family life, faith life, health- can come from anywhere in the US, as long as you can relatively consistently do a video call at a decent time of dayIf by surprise a lot of people respond, I'm glad to be matchmaker for additional mastermind groups as well (men, women, mixed, at varying levels, etc). 

Although this "howeownership" nonsense actually started under Clinton, Bush used the homeownership nonsense to compete with Clinton's claimed creation of 20 million jobs.

The 2008 holiday was a disaster for retail ers, as a financial crisis swept across the globe in September and consumers cut spending on nearly everything but bare necessities.Now on to our real estate educational section...Mortgage Modification Bill May Impact ForeclosuresThe newly proposed “Preserving Homes and Communities Act of 2009†introduced by Senators Jack Reed (D-Rhode Island), Dick Durbin (D-Il), Sheldon Whitehouse (D-RI) and Jeff Merkley (D-OR) limits foreclosures and requires lenders and services to offer mortgage modifications if the net present value of the modification is anticipated to be greater than the foreclosure value.Additional provisions of the newly proposed bill include:• Limits on foreclosure fees• Creation of a nationwide database to track foreclosures• Strict penalties for non-compliant firms• State sponsored mediation programs• Grant money for borrowers struggling to make payments regardless of current mortgage product.• Capitalize the National Housing Trust Fund with $1 billion in proceeds toward preservation and restoration of affordable housing.While advocates of the bill cite the growing increase in foreclosure rates across the nation as evidence of the need for further intervention, critics of the bill believe it will increase the burden on banks and lenders while simultaneously reducing fees associated with delinquent accounts.According to Moodys.com, mortgage defaults are expected to rise to as many as four million with more than a third of new defaults associated with prime fixed rate loans rather than the original sub-prime concerns.

This usually requires the creation of new jobs.

For example logo creation  , website creation.

What's missing is the promises of wealth pouring into the city; the job creation, lower taxes due to the coffers being full, increased tourism and of course, the housing boom. 

If you were to add entitlements to it through creation of lots or rezoning, that would force value upwards. 

If you're not able to commit at least 18 months to consistent content creation (blogging, YouTube videos) and consistent advertising (not much, but a few hundred a month on Google and Facebook), don't bother.