Not saying it doesn't happen, but its usually someone making over $120,000 per year paying of $50,000 in 16 months just by not taking 2 vacations and selling their BMW.Our household budget has been trimmed every way possible.

High power bulbs require a large number of Amps (Watts = Volts x Amps, so Amps = Watts / Volts which implies in a 12V system that amps will be an order of magnitude larger than normal 120V household lighting), and to keep the voltage drop down thicker conductors are now needed.Nowadays LED bulbs can be purchased for outdoor lighting.

The wording tripped me up which means it's not hard, but I need to slow down and READ the material for comprehension, not memorization.

This is not a comprehensive list but an analysis based on my experiences with these sites.

As a single person studio it gets less traffic than most households would see.Also, prefinished wood has (so they say) a much better finish on it.

When we are experiencing a rash of illegal dumping, I give garbage bags with a special color draw string to each household and ask them to use them for awhile.

The only household income was his derived from driving a truck.

., depending on the work done on the specific property) New Construction AddendumDisclaimer: I am not an attorney, and the list above are suggestions, and do not represent a comprehensive list of items to be included in the Addendum, but are shown as an example of possible items.

We have no bills except the 2 mortgages and normal household bills.I don't have a lot of available cash to put down.

It was once 45%, later it changed 40%, and now it is 30% of the household's adjusted monthly income.