But there are exceptions in ILhttps://statelaws.findlaw.com/illinois-law/illinois-interest-rates-laws.htmlIt is lawful to receive or to contract to receive and collect interest and charges as authorized by this Act and as authorized by the Consumer Installment Loan Act and by the "Consumer Finance Act", approved July 10, 1935, as now or hereafter amended, or by the Payday Loan Reform Act.

Hi @Rickey Wiley,To amend your tax returns (for any year not closed by statute) and potentially file Form 3115 for a change in accounting method, a professional tax preparer will need:1) A copy of the original tax return as originally filed;2) Financial statements (included is included in most property manager's reports) for each property;3) Form 1098 showing the amount of mortgage interest paid (and real estate taxes potentially);4) A property tax statement showing how the local government allocated the value between land and building; and5) The settlement statements from the purchase of each property (if the cost basis needs to be corrected).

If your goal is to gain control over your retirement assets you can convert your current TD Ameritrade Solo 401k plan into "self-directed" by amending and restating plan documents.

Purchase price: $112,000 Cash invested: $7,000 Sale price: $150,000 The education I've gained from my first house:-House hack (several roommates)-Live-in-flip (floors, carpet, kitchen, yard, bathroom, paint, demo, mechanicals)-Refinance (75% of a greatly appreciated property through both forced and community appreciation)-Property Management (Practiced methodologies learned through the podcasts and books to find and place tenant)-Rental (Used BP forms - Application, Lease, Amendment, and Move-in Checklist; used BP calculator to figure my numbers) What made you interested in investing in this type of deal?

I missed out on enough saving to justify amending those tax returns.  

If not empty, amend the contract and delay until they are or walk away.

If you need more time to get estimates amend the inspection deadline date. 

Whether it be from a sublease tenant or from you, the landlord should be amendable to that change and allow you to leave and find a substitute. 

I amend a few of those every year. 

My parents made me learn about it, talk with the attorney who wrote it and the one that did an amendment to walk me through it and answer questions when they were alive.