Low down payment is a significant part of your criteria, Michael, and it obviously fits your personal needs, wants, financial position, goals….But for myself, for instance, ability to pay a low dp is of absolutely no importance.  

I've had a conundrum the last few years since I bought my first primary residence, I was lucky to get a good interest rate <5% When I purchased this property I was very green and new to real estate but I had heard or seen somewhere on some financial blog or podcast that if you pay an extra $100/mo toward your mortgage in many cases you can accelerate your payoff date 5+ years.

I consider myself fairly financially literate, and I had never considered this option.

😎Everything is included for advanced financial metrics as well, such as IRR, Cap Rates, 5-Year Estimated Values, and more! 

His partner is in financial duress. 

The partner with good credit secures financing and handles financial management, while the rehab expert oversees renovation and project execution.

His financial statements showed a 40% annual cash on cash return.4.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

While the interest rate might be higher, you eliminate the risk of needing to refinance or sell later, making it a safer option if your goal is to hold the property long-term without any financial uncertainty.If maximizing cash flow now is a priority and you're comfortable managing the future refinancing risk, owner financing with a balloon could be the better choice.

These lenders are more flexible, especially if the property has equity and your credit and financial situation are solid.Here’s what you can expect: LTV (Loan-to-Value): The lender will typically assess the property’s current value and lend a percentage of that, often around 65-75% LTV for cash-out refinances.