It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

This frees you to focus on higher-value tasks like growing your portfolio, owner communication, and big-picture strategy.2.Adopt a Portfolio Management Structure: Early on, I ran a departmental structure (separate teams for maintenance, leasing, collections, etc.), and it caused inefficiencies and communication breakdowns.

If you can live for free and only pay utilities AND buy an investment property, that would be ideal in terms of savings and cash flow.If you can't stay and your parents want to make some money on that property, then yes, house hacking would be your best option especially since you don't want the best place in the multi.

Feel free to reach out—always happy to connect and share ideas!

A "Free Spin".

Hi, please feel free to reach out regarding any questions with the Ohio Real Estate market.

You should be able to find the payment standards for both on their websites by bedroom count.Good luck, if you have any questions feel free to let me know.  

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Feel free to reach out to me.

He told me S8 would never know so he wasn't worried.