If covid variations keep popping up I think colleges are in big trouble.   

You can either send a letter, a postcard, or a variation of both over time.

Now there are probably smaller banks or credit unions that may be willing to do 10% down, 90% value loan, or other piggy back variations if you are trying to avoid PMI but keep a lower down payment.

Try zip code, also just go to Google and start typing some phrases in related to your KW and see what pops up....try different variations of words starting with a, then b, then just go through the entire alphabet.  

I've seen a few folks buying in larger cities with variations on the word subsidy.  

I think he has structured many variations to the simplification of what you have copied and pasted above.  

@Dion DePaoli  I was guessing REC was some variation of a CFD, but then title wouldn't have transferred, right, so there'd be no QCD held in escrow?

There is just so much variation with property insurance.Be sure to get the details: Is it a replacement cost or Actual Cash Value (ACV) policy? 

Typically HML covers up to 85% of purchase price + 100% of rehab (or some variation there of). 

I mean, look at the variations of working you are asking about in this post.