If I had ten thousand liquid cash to spend, I'd probably do a house hack two-family and obtain an FHA loan with only 3.5% down. 

I recently went back to school and racked up student loans onto my already high balance.

what i'm finding is that, if i BRRRR successfully and then refinance into a DSCR loan, almost every property is break even or slightly negative. 

With cash - you can get deals that you cannot get with loans.- you can refi later- you can carry the insurance you want, not what the lender wants

$1,550 seems like a very high mortgage payment on a 3.15% rate and no more than a $225k loan. does that payment include taxes?

If the appraisal deems it to be "Subject to" you will have to use a renovation loan/construction loan to repair and close. 

Therefore expect a 15 page home inspection report   filled with corrective measures you must satisfy otherwise the buyer walks.All in between turning over the home, ordinary transactional costs ( broker fees, transfer tax, loan payoff fees etc.) seller assist, repair addendum repairs its very possible for your exit fees to approach 13-15% of the properties sale price. 

Conventional loan How did you add value to the deal?

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

loan is due every 5 years and it is currently up now.