Hey guys , what is your preferred method to find off market leads ?

I am hoping to roll these two into one loan and reduce my monthly payment/ interest rate on the HELOC as I will be having the debt long term.I also currently own a 11 spot RV Park which I own all 11 units and is currently generating $10,375/month in rent.

I want to use her equity as a gift for the down payment to avoid capital gain taxes.

These loans often have more straightforward qualification requirements for investors with multiple properties but may have slightly higher rates.Cash-Out Refinance on Your Single-Family Rentals: If each has around $70k in equity, a cash-out refinance could provide some capital for the down payment, renovation costs, or even help you buy the 4-plex outright.FHA 203(k) or Conventional rehab loan: If you’re planning to occupy one of the units as a primary, FHA’s 203(k) loan or a conventional renovation loan could help with purchase and rehab costs at lower interest ratesPortfolio Loan: Some local banks may offer portfolio loans for investors with multiple properties.

Your monthly payment will be $18,401.36.

Fine a seller financing deal 10% down interest only payments for 10 years 4% I/O with option to extend until a ballon payment.

I am interested in starting out with the fix & flip and BRRRR methods in the middle Georgia area.

I used the equity in my previous vacation home for the down payment.

The higher you go in price, the ratios get too hard to make it work without leaving as much money in the deal as you would a standard down payment.

Try not to have your PI payments exceed 50% so assuming 50% expenses and short and long term cap x you might be safe.