@Mike Terry I think your observation is thoughtful and quite forward looking.

Under the Fair Housing Act, a housing provider may request reliable documentation when an individual requesting a reasonable accommodation has a disability and disability-related need for an accommodation that are not obvious or otherwise known.35 In HUD’s experience, such documentation from the internet is not, by itself, sufficient to reliably establish that an individual has a non-observable disability or disability-related need for an assistance animal. 

If much further North than Little York, I’d refer you to a builder that I have observed operate with integrity and professionalism.

If your looking in that area I would also suggest as they have that you observe the property during the morning afternoon and evening during the week and weekends. 

I'm not an agent, so I've never been on their side of this coin, these are just my observations and I'm likely just a person with ideals built for a different generation! 

I just point out some of my observations and throw out some opinions.

What I observe is people are leaving Democrat run states in staggering numbers while places like Texas, North Carolina, Tennessee, Idaho are starting to see a squeeze in supply of housing.

This comment regarding the potential inability to refi, for whatever reason, in 5 years is the biggest risk I see (as an observer). 

The same trend was observed during the global financial crisis when prices dropped by 1.5 percent in 2009 and immediately recovered in 2010 with a 2.1 percent increase in average prices,” Colliers International Philippines had said.Read more: https://business.inquirer.net/307174/strong-investor-confidence-in-resilient-property-sector#ixzz6XzvzOCxw

And these are the same variables observed in economics.Every deal is a simple matter of net cash position and future cash-flow.