@Albert Bui @Carlos Valencia There is no offset when you live in the 2-4 unit remember its a full HIt to your monthly PITIA and yes you can use the rental income but only as an addition to your qualifying income, you're still taking a FULL hit on the PITIA.Its only offset when you vacate or move out or it has already been converted to a rental (pure investment/non owner property). 

If you will be purchasing materials those cards offer some discounts and in addition you can get pro discounted pricing on larger orders as well.

Find out what that VA restoration will really cost youSecond, you are making a rookie mistake, one that the gurus play on to make you spend money for almost always useless sessions.

If the remodel only adds what you spend you’ll have to come out of pocket another 20% of the HML plus closing costs to refinance.

Here's an article with additional FAQs on cost segregation studies.https://www.biggerpockets.com/forums/51/topics/1113749-cost-segregation-faq

Quote from @Stuart Udis: Have done over $15,000,000 in originations in the past 9 months and likely originating an additional $5,000,000 before end of year.

I'll do some additional digging in the comps with that lens in mind and report back. 

LTV & Equity Contribution: How much additional capital are you willing to invest, if any, given the property value?

Additionally, ask for copies of all tenant leases, any recent inspection reports, and records of capital improvements, such as repairs or renovations.

The property’s potential for strong appreciation and steady rental income made it an attractive addition to my portfolio.