VA and FHA loans are basically the only assumable ones in the market place.

We’re now listing at $4,295/month.Financial details:- Loan balance: $640k on a 30-year fixed @ 2.85% (PITI: $4,020/month).- Selling could yield $400-$600k, mostly tax-free, if sold by spring 2025 while within the 2 of 5-year capital gains exemption.Options:1.)

We're considering a mezzanine loan to get to pre-sale phase.

Plus that $75,000 is out of pocket, not financed in your loan.

What loan are you using where you can put only 1% down?

I would probably structure it as debt like a loan and possibly break it up into quarterly payments or whatever you think will work best for you as far as repayment. you can get creative....

With a $200k HELOC, I could flip one property or buy 3, using it for down payments and leveraging loans.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Well there's a reason they screen their borrowers, secure their loans with a first position trust deed/mortgage and charge a small fortune to make such a loan.

If I had ten thousand liquid cash to spend, I'd probably do a house hack two-family and obtain an FHA loan with only 3.5% down.