I have a combination of index funds, mutual funds and individual stocks in retirement accounts and brokerage accounts.

Just say all or none or sell individual and have one pickup time.

I'd recommend speaking with your tax advisor to discuss this further as what I said above may be outdated as I know the Inflation Reduction Act changed a lot of the energy credits for both individuals and businesses.

They contributed $125,000 cash as the down payment (25% of purchase price) but my wife and I are the only individuals on the mortgage loan.  

Excess business losses are capped for single individuals at $250,000 and for married individuals at $500,000, with any surplus being suspended and carried forward.

My team and I have had a good amount of success in the city of Detroit and are very bullish on Detroit and it is good to see likeminded individuals on here as well.

Could one buy a pool of mortgages from FNMA, split that pool back up into individual mortgages,  then negotiate with the homeowner to purchase their own mortage at a discount, removing a huge stumbling block in the real estate market.

Honestly, once they decided to suspend my license, I don't think there was anything I could do to change their mind; obviously the hotel lobbyists had gotten to them and were demanding a crackdown on individuals competing with them. 

Individual investors and second-home buyers tend to make up the biggest bulk of all-cash sales.

To each their own—but all trades say, “good work ain’t cheap and cheap work ain’t good “ however unscrupulous contractors that take advantage of people are a major thing. if we wont acknowledge that, contractors are just looking out for themselves and their individual business model. you also can’t assert that quotes can’t be automated and also assert that there’s no variance in pricing  lolRant over !