All of these areas have relatively stable rent prices and notable appreciation rates

Purchase price: $365,000 Cash invested: $550,000 Bought to live in, forced some equity and was able to get out almost all of my cash. 2.3% interest rate!

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

You would think with a fixed rate loan the COC would improve over time but the other expenses are so large that the COC stays about the same year 2 to year 5.

That can help you sell for lower cap rate.   

Today's interest rates are more difficult to do deals but people also did deals at 6-8 or 10+ percent interest in the 90s and for decades prior.

The guests that booked through Booking.com, who did not cancel ahead of their check-in date, were good guests, but we didn't receive near the response rate for guest feedback that we do from Airbnb and VRBO.

I save up every 3-5 years to buy 1 property 1.25x DSCRd, ideally through BRRR, and buy about 20% of my downpayment worth in a high-rate not fund--high rate as in a 2-5% above prime but not this egregious triple prime super high risk nonsense).

I’d suggest you call a PM or two and ask them 1) How much rent they would charge. 2) What fees they would charge you. 3) How long they think it would take to find a tenant at that rate.

I have a good amount in savings, and as a first-time homebuyer, I believe I can lock in a low interest rate.