One of the former managers even stole tenants' money order rent payments, rented to friends and family who didn’t meet the minimum requirements, and managed some owners' properties on the side without authorization.I’ve tried to be patient, waiting for them to get things back on track, but the situation has only worsened.

Here are a few below:Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find. a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal ownership you need insurance.If you search the forums for this topic using the magnifying glass feature in top right corner of your screen on BiggerPockets you will find a lot of discussion on "Quit Claim" "Buying through LLC", "LLC or not" etc....

I only have credit card debt with a minimum monthly payment of under $300. 

Seriously, you are on the “right” track, and already ahead of most investors.  

Don't know the whole picture, but if you have good credit, you should be way below both points and rate. 

Performance Metrics: - What metrics do you track to measure the performance of my property?

If you want to leave your IRA intact and avoid penalties or taxes, consider other options such as:HELOC (Home Equity Line of Credit): If you own property with sufficient equity, a HELOC can provide funds for a down payment without tapping into your IRA.Personal Loan: Depending on your credit, a personal loan may be an alternative.Seller Financing or Private Lending: Look into creative financing options for real estate investors, such as seller financing or private lenders, which can help with down payments without needing to use your IRA.

In my (one time) experience with section 8 I put my emphasis on my perception of the applicant's personality, work ethic and credit score.

It was a 2/1.1 house and we got this bath to be huge with a large walk-in shower and that tub I am in, and a double vanity.For reference, now that the thread is even more off-track.

Clean up your credit and save for a down payment.