However, I also have a few observations that I do not quite appreciate.

I'm just giving my personal experience and observation.

Reference: https://singlefamily.fanniemae.com/media/25286/displayHello,Regarding recent Fannie Mae directives, I am seeking to understand impact that an investor could observe ( on loan-amount, down-payment, DTI etc..)1. restrictions is a 7% limit on our acquisition of single-family mortgage loans secured by second home and investment properties. - how does it translate in simple terms :)2. be underwritten with Desktop Underwriter(DU)- What impact would be possible with above process change.Thank you.

My unofficial observations are that many/most people have some sort of stocks/IRA/401k/Pension, but most people (like your granny) probably made more money on the family home.   

Nice analysis and observations Chris and Joe S. 

After doing this long enough, I have observed that you can't trust people when they say how long they plan to live in your place.

@Kati StratosJust an observation.

The article made the observation that everyone has an interest in keeping it going - homeowners, investors, government/regulators. 

It helps you become directly involved in the entire scope and you directly observe how things should be done.

Anyone can observe that inflation and asset and commodities prices are on the rise (anyone built a deck lately?)