It’s looking like this will cash flow neg just with est mortgage payments plus insurance and taxes of $1100ish (after renovation), property management of $120.

She's claiming financial hardship due to some personal issues and is asking if we can apply the deposit towards her November rent, and she'll make it up.

Also, I can 1031 exchange some of my rentals that I have had for 25+ years and defer the taxes. 

As someone else stated, once you own a property in SC your property taxes will be about triple that of an owner occupied person!

Both specialize in small claims collections.

You take all of the inconsistencies from the previous thread, combined with this 2nd BiggerPockets profile utilizing his real name and claiming a massive years of experience discrepancy.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I have 11% taxes and they charge their fees on taxes also so my effective rate is higher since I don’t keep the taxes but pay the fees on them.  

Even at 280 it leaves you at $32k and after taxes brings you down in the low-mid 20's, with no hiccups.

Income Late fee Gross rent Expenses Advertising Cleaning Gardening/lawn mowing Insurance Interest on loan(s) property tax Legal expenses Pest control Property agent fees/commission Repairs and maintenance Water charges Electric Bill Total expenses Net rental income or (loss)